Category Archives: Florida Home Insurance

Florida Homeowners Insurance Policies

Florida Home InsuranceAt The Insurance Place in Largo, FL we will help you decide what Home Insurance options are best for you.

What is Florida Home Insurance?


Your Florida home is more than just an investment, it’s a place where memories are made to last a lifetime, it’s where you live everyday. Damage to your home can cause major issues and problems. A leaking roof, if left unfixed could cause more costly damage to your home and while we don’t know when accidents and mother nature might occur, it is always better to be prepared. A Florida home Insurance policy offers a wide range of coverage options to protect your home and belongings.

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Whether you’re a home or condo owner, a renter, or a landlord, we will work with you to find a Florida home insurance policy that fits your needs. No matter where you live in the State, whether it’s home insurance Largo FL, or home insurance Seminole FL,  Tampa home insurance, St Petersburg home insurance or Clearwater home insurance, we are dedicated to helping you protect your property.


  • Dwelling (Building Structure attached)
  • Other Structures (Detached from the dwelling)
  • Personal Property (contents)
  • Loss of Use (Additional Living Expense)
  • Personal Liability (Bodily Injury and Property Damage to others)
  • Medical Payments (To others)


Florida home insurance policies are fully customizable and can be improved by purchasing further endorsements, such as:

  • Flood Insurance
  • Earthquake Insurance
  • Valuable Articles/ Floater Insurance
  • Umbrella Insurance
  • Owned Golf carts
  • Building ordinance
  • Home Business exposure

Florida Home Insurance

Purchasing Florida Homeowners Insurance


How to choose a good one.

Buying a new home can be a daunting task, even for someone who has owned homes before. The first step in safeguarding your dream investment is to insure it with a good home insurance policy.

What is Florida Home Insurance?


Florida Home insurance provides coverage to you in the event of losses incurred due to fire, theft, or damage through certain natural disasters. Getting an economic home insurance is a good first step towards protecting your home. But ultimately, when you decide to buy florida home insurance, you should go for the best home insurance.

How Do You Choose a Good Home Insurance Plan?

Finding a good home insurance is often considered a lengthy process as there are several plans and companies to choose from. It takes extensive research right from the first step to the last. Over the years, India has seen a rise in home insurance with many dynamic insurance companies offering comprehensive home insurance policies.

Most policies tend to cover a wide range of household items and this in turn increases your premiums. The first thing to avoid this is to make an inventory list of all the household appliances that needs to be covered. Make a note of all your household appliances and write down an estimated value for each of them. Do remember that as household items pile up, coverage increases. And as coverage increases, so do premiums.

The next step is research. Go through brochures and websites and start comparing various policies. One thing you must keep in mind is insurance coverage. Choosing the right amount of coverage gives you peace of mind to know that your home insurance has you completely covered for any damage to your home or loss of your possessions. One thing you must look out for is excessive coverage. Some home insurance policies offer a variety of miscellaneous covers which may not be necessary to you.

You must also look out for important information such as:

• Can the policy be purchased and renewed online?

• Does the policy include a personal accident cover?

• If yes, how many people are covered under it?

• How many sum insured options are available? What is the maximum amount offered?

• Does the policy offer miscellaneous covers such as plate glass insurance and purchase protection on appliances?

Choosing the right insurance for your home and possessions will give you an added sense of security and reduce stress when replacing stolen or damaged goods or renovating your home. A comprehensive protection for your dream investment, home insurance guarantees you peace of mind